Products and Solutions

Banks are facing bigger rivalry. Earlier, banks were the only providers of loans to persons and to minor industries. Nowadays, however, troublesome investors such as mobile cash providers offer loans over mobile phones and compete directly with banks.
Divya Technology offers a whole answer for real-time, digital lending. Our structure features real-time decision analytics that is custom-made to the exclusive features of your clients. Customers can apply for a loan through any digital channel, including normal phones, smartphones or tablets as well as over the internet.
Customers accept a direct, real-time loan choice according to your corporate guidelines and modified models, as well as an exact credit proposal, specifying the quantity accepted, the amount, the monthly repayment total, etc. Customers who receive the offer can have the loan managed instantly.